Registering Different Types of Offshore Companies in Singapore

Singapore is the perfect place for business owners and entrepreneurs to register their offshore companies. The registration process is simple, taxes are low and the workforce is talented. More »

How to Become a Qualified Lawyer

For those interested in becoming a lawyer, the process usually involves a lot of time and money. In order to receive the necessary education, one should make sure that they have the time and dedication to devote to the process of getting a Bachelor of Law. More »

Look After Your Skin With Diet, Exercise and Good Skincare

Skin is the largest organ of the human body. It is also one of the organs responsible for releasing toxins and other substances to allow the body to cleanse itself. More »

Types of Skin Pigmentation Conditions

There are many different types of skin pigmentation conditions and some of these can affect a person’s quality of life. Some skin pigmentation problems are common and mild and often are not even considered to be a problem. More »

Makeup Brush Guide

They can blend, contour and shade your makeup. If you are new to using cosmetic brushes, here is a guide you can follow. More »

 

Preventing Hair Loss

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Hair loss is something that no man or woman wants to deal with, but the reality is, as we get older and age through life, a large portion of us end up losing our hair, or at least have to deal with a receding hair line or the thinning of the hair. While a lot of people think that it is only men that have to deal with this type of problem, there is a decent percentage of women that have to go through the same thing, which can actually be quite a larger problem.

Losing Hair

The reason why it may be worse for women to go through the ordeal of losing their hair is the fact that it is for the most part expected that men will lose their hair at some point in their lives, so it is totally acceptable for a man to be losing his hair. In other words, no one will think twice if they see a man that is balding, although this is quite different when it comes to a woman. Women are not expected to lose their hair, so this can cause a huge amount of anxiety and stress to a person. If you are in this boat, luckily, there are a bunch of different options that you have in order to get your hair back. In fact, there are new procedures that are popping up all the time that are a lot more promising than hair replacement procedures of the past.

Hair Transplants and Other Options

One option that you might want to consider going with is a hair implant procedure. This basically involves taking hair from other parts of the body at the root of the hair and literally transferring the hairs onto a person’s head. You might be surprised at how effective these types of procedures are, so this is definitely a route to consider. There are a handful of other methods that can be utilized, as well as making lifestyle changes, such as using particular shampoos, and generally approaching life in a manner that protects the hair. This can be easier said than done, so if you are worrying about losing your hair and want to do everything you can to protect it, the best thing you can possibly do is sit down with your doctor and discuss your options. They will be able to analyse your hair and give you a breakdown of the different options that you have to take advantage of. They might lay out some suggestions for you, send you to an aesthetic clinic to get some additional information and guidance from a specialist, or a variety of other solutions to your problem. The bottom line is, if you are losing your hair, it can be a very difficult time to go through, but there is a lot of help out there and options that you can go with to rectify the situation, so don’t hesitate to give your doctor a call and set up a time to come in to discuss and weigh your options.

 

Landed Property in Singapore; What Do You Need to Know as a Non-Resident

 

If you’re a foreigner to Singapore, there are a few things you need to know about the housing market in the country. The Residential Property Act governs much of the purchasing abilities of buyers. There are restrictions regulated by this law to impose thresholds on buyers who don’t live in Singapore as a permanent resident.

The government of Singapore favours its citizens when it comes to buying and renting property. Since the area is tiny, it doesn’t leave a lot of room for landed buildings, which is why there are so many condo buildings. It increases the amount of residents that can live in a block of housing units. While there are plenty of restrictions, there is still a chance for non-residents to buy Singapore property.

Residential and Non-Residential 
These two types of properties will influence whether you can buy house for sale in Singapore as a foreigner. If you’re looking to buy a property that is categorized with the tag of non-residential, you wouldn’t have to worry about being a foreigner to purchase it.

If the property is restricted residential property, you’ll need approval from the government. This is typically true of landed property in Singapore, which includes bungalows, terrace houses and semi-detached dwellings.

Approval Process 
Your dream of buying a landed property in Singapore doesn’t have to end because you need approval. Those foreigners with permanent resident status can be allowed to purchase landed property. The government also looks at the person’s economic contribution and history with the country. Education and profession has a lot of influence with the government.

When you’re not considered a citizen, you’ll need to get approval for the purchase of landed property from the Controller of Residential Property as well as the Singapore Land Authority.

Before searching for the home you want, you’ll need to get an Approval-in-Principle from your bank. This AIP lasts for six months, but you can renew it when you need to show it to the sellers. Without an AIP, many sellers won’t accept the next step in the process, which is the Option to Purchase.

Duties and Fees 
Aside from the cost of the home, there will be other costs like the stamp duty that has to be paid. There is the buyer’s stamp duty as well as the additional buyer’s stamp duty. The buyer’s stamp duty is 3 percent of the cost of the home. Foreigners are taxed the additional buyer’s stamp duty for any residential property that they purchase. There’s also property tax to be paid. Along with the stamp duties, there are fees to be paid to the government for your application too.

Buying landed property can be a long process, but it’s entirely possible for non-residents to be approved for housing in Singapore. It helps when you know the process and what to expect from the fees to the approval time, which can take up to three months.

 

Spring Cleaning Tips for the Kitchen and Dining Area

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Cleaning the kitchen and dining room is a normal part of the daily process but occasionally it is necessary to do a major clean-up job. The best way to get the cleaning done, while leaving floors and counters spotless, is to start with the stove.

 

Where to Start?

Open the oven. Remove connective cooking devices and soak them in a good cleaning solution. The stove is no doubt the grungiest part of the kitchen. It gets the greasy pots and pans that are the most difficult to clean. Stove utensils are time consuming to clean. So, it is best to soak these while cleaning the rest of the kitchen.

There are so many things to clean in the kitchen, sink, dishwasher, garbage disposal and counters. Cabinets get terribly disorganized, especially if you have the assistance of small hands; these require a nice cleaning. If you love to organize, you will find trays and under counter items need cleaning.

  • Begin with stove
  • Soak racks and pans
  • Empty cabinets and clean
  • Clear and clean fridge
  • Clean fridge containers

The best plan for maintaining a clean kitchen is to clean after each process. This is particularly true when making sauces and using oils. Avoid leaving sticky sugary messes on counters.

Cleaning the dishwasher with a bleach solution is a great way to control bacteria. This works to protect a family from a host of germs. Wiping the sink with vinegar cleans and strips it of grease.

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Dining Room:

The dining room may appear an easy clean. However, when cleaned in detail it is a big job. If you have ever lost something and cannot find it. Cleaning a room thoroughly is sometimes the only way to find a lost item. Therefore, give the dining room a complete clean.

A first start to cleaning is windows. Ledges can get dusty and panes filmy if not cleans. This area of the home lets the rays of the sun in. When clean the view is extremely pleasant. Some prefer the green use of vinegar, which is found in some commercial cleansers.

  • Remove unnecessary items
  • Add under cabinet storage
  • Empty chest drawer and clean

A barrage of things get placed in the dining room. Books, extra pencils, even children’s toys, any objects not a part of the dining area, remove and place in the proper place. The chest drawer is an excellent place to store those special pieces used by a family, also, utensils used in the dining area.

Wall cleaning is a part of cleaning this busy room. Take down pictures, mirrors and plaques. Clean them with the proper solution. Replace them or change them to give the room a different look. Simple is always nice giving a room the appearance of more space.

Eating in the dining room is only comfortable if it is cleaned. Dining room furniture has chest drawer spaces that collect dust and require cleaning. A good scrubbing, also, requires the removal of dining room furniture. This helps when thoroughly cleaning floors.

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PP Sheet

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What is a PP Sheet?
PP sheet stands for Polypropylene sheet, a thermostatic polymer produced in large amounts by the chemical industry. It has been used in a multitude of industries, ranging from the plastic industry to the textile industry due its many benefits. In addition to usability in the workplace, these sheets are also capable of use at home.

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Home Uses for PP Sheets
Around the house, there are five major uses for the sheet.
1. Plastic products used at homes such as cups, bowls and even lights and fans are all comprised of some kind of Polypropylene. Indoor carpeting uses the sheets as one of the materials that allow it to last so long.
2. For those with outdoor swimming pools, the sheets are an essential component of the design. They are waterproof and, therefore, will last far long than any other material. Also incredibly useful for indoor carpeting, as spills are common but no longer a problem due to the waterproof nature of the sheets indoor carpeting is made with.
3. Food storage is essential, and keeping bacteria from infecting the food and causing illness is the most important aspect. The sheets are naturally resistant to bacteria and are even capable of reducing it within the foods stored in a container made from these sheets. This makes it a top choice for storage and will greatly contribute to the overall health of the household in which the sheets are utilized. Better still they can store band-aids and other medical supplies to prevent the minor cuts and scrapes that occur in everyday life from getting infected and causing other problems.

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4. Pliability is perhaps the strongest feature. Used indoor handles and hinges alike, and even in coffee cups, the sheets can withstand a great deal of wear and tear that not only assures their versatility but also ensures a long lasting shelf life as well. They are sure to withstand the test of time and maintain their function, without it, they become brittle and are no longer useful.
5. Customization is the last important aspect. Home products are typically very generic and uninteresting to have around the house. Because of the mouldable nature of these sheets, the colour and shape can be drastically changed in order to make the item far more unique. This allows a little variety at home and can make things seem quite a bit brighter around the house.

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By using such sheets to their fullest potential, one can prevent all sorts of issues, ranging from various health related reasons such as infections and food contamination to things as simple as spicing up the place with a little bit of customization tin the design. All in all, purchasing a material made from the Polypropylene material is a smart investment that will last quite a long time and optimizes many areas of your life around the home.

 

World of Warcraft Game Tips: Making the Most Out of Your Professions

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So, you’ve finally decided that a Human Mage, Dwarf Pally or a Night Elf Druid was the way to go, and you are ready to start your adventure into the realm of the World of Warcraft game. First, great choice! WoW has always been a fun, interactive game and while some might find it hard to save up enough gold for the bigger ticket items, it doesn’t have to be a struggle.

Depending on the class you really chose, you want to pick a profession or professions that will not only compliment your skills, but can also yield your greatest earning potential. Unless you are a seasoned player with a multiple number of high number characters to help bank roll you, there are a few of these professions you also want to stray from.

1. Farming Can Be More Than Crops.

Most people that play WoW already know that learning and upping your cooking and fishing skills are a big pain in the butt. However, along with those skills come daily quests and by extension, extra gold for your bags. Besides, fishing for certain schools of fish, or gathering extra wolf meat could certainly pay off on the auction block.

2. Choose Two Gathering Professions.

If you want to be able to concentrate on the game play, levelling your character and exploring all that the dungeon life has to offer, you may want to consider being a professional gatherer to earn a living. Herbalism, Mining, and Skinning are all professions that simply require you to pay attention to your map and your kills. Once you train in any of these particular primary professions, turn on the tracking of herbs or mines and monitor your game map for a mark when there is one near. Not to mention that each one will give you an extra boost to your character’s stats in strength, critical strike or healing options. They are also very bankable at the auction house. Place multiple stacks of all you gather and watch the money roll in. Keep in mind that you want to keep your prices competitive or sell the more rare materials.

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3. Stay Away from Engineering, Inscription and Jewelcrafting.

All three are valuable professions, but if you are solely looking to make some gold, they will quickly deplete your pocketbook. Levelling these particular professions are also a bit tedious. So, you may be better off purchasing items you need within those from auction or other players, and stick with the farming of mats.

4.Archeology – FTW!

The other “secondary” profession you NEED to train is Archeology. Once you hit level 20, you can train it any of the major cities. Not only does it help you level your character, but some of the artifacts you piece together are worth some serious gold.

Regardless if you are a novice or advanced player in the World of Warcraft game, making gold is crucial to your success. Quests and selling extra gear is always good for a few coins, but if you want sustainability in your gold count, it is recommended to turn your toon into a farm and have at it. Just buy yourself a bit of time with a prepaid WOW subscription card and start playing. If you follow the guidelines and are diligent farmers, you are sure to have more gold than you know how to spend. Happy gaming!

 

What Expats Should Know Before Buying Property in Singapore

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Before you place that final signature, are you sure you’re buying the right property? Expats in Singapore are getting leveraged buying power, thanks to the favourable exchange rate. But is it really the best property in terms of your personal preferences, basic needs, and of course your budget? Here’s what you should know before you sign up for a mortgage.

hdb-rochor-centre-496748-data-620x264Types of Housing

Singapore, like other countries, have several options when it comes to housing. There’s public housing, commonly known as HDB flats, which comprises 80 percent of the population’s living accommodation. There are also traditional apartment rentals and condominium units located inland, yet a buyer on a budget may have limited options to choose from.

There’s also shophouses, which are basically a hybrid between residential and commercial properties. Knowing the type of housing you need should be common sense, yet most expats neglect the need to identify this bit of information. As a result, they often get confused and overwhelmed when looking through broker-generated and online listings of property in Singapore.

PinDrop-LocationLocation and Community

Environmental factors must also be carefully examined before you move in, especially if you are bringing family members along. Is it safe for your spouse and kids? Is the culture comparable or conflicting to your own? Are there public services like health centers, pharmacies, and public schools? Does the community look impoverished or wealthy?

A good location makes it easier for you to access public services and get to where you need to be on time and without hassle. Moreover, a great community with a highly developed culture makes it easier to integrate yourself and your family to this new place.

Finalizing is Important

Once you find the right house or service apartments in Singapore, don’t be passive when making an offer. Be aggressive and acknowledge the fact that there are other interested parties looking to buy it from behind. This is where a real estate agent becomes a valuable asset. Your real estate agent can advise you on what steps to follow next once you’ve decided on the right property.

Prepare an option to purchase or offer to purchase. This consists of 1 percent of the purchase price to show your commitment and interest in buying the property. In exchange, the seller should give you rights to purchase. You get 14 days to exercise your right to purchase. If you do not exercise it before the two weeks, it may be sold to a different party. If you do choose to buy the private single-family home or HDB flats for sale, exercise the option by signing it and sending it back to the seller’s representative.

As a final tip, make sure you have permission from the housing authority to acquire a property. Without such permission, any transactions made are considered null. Your broker will know how to proceed with requesting for permission from a local housing agency.

Whether you’re buying property in Singapore to turn into an investment or business or a new home for your growing family, it pays to be aware of key geographic, legal, and cultural differences in property acquisition. The guidelines above should build a solid base for you to make all the right decisions, from the initial property search to the contract signing.